Best Commerce Bank Credit Cards of September 2022


You have multiple choices for redeeming your Commerce Bank rewards. Redemption options include:

  • Cash back
  • Airline tickets
  • Gift cards
  • Merchandise

Points earned with Commerce Bank are typically worth 1 cent each. However, they may be worth more or less depending on your choice of redemption. Minimum redemption amounts may apply, such as a minimum of 10,000 points per airline ticket.

Commerce Bank points can’t be transferred to other programs, but they can be gifted. You can gift points to any Commerce Bank customer with a qualified rewards account. This can be used to combine earnings from multiple accounts.

You have four years to redeem points earned with Commerce Bank. They will expire four years from the calendar quarter that they were posted to your account. Gifted points expire after one year.



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