Best TD Bank Credit Cards of September 2022

TD Bank rewards vary by card, but fall into two main categories:

Depending on which TD Bank cash back rewards card you carry, you will earn between 1 and 1.5 percent cash back on all purchases. Certain cards earn 2 percent on bonus categories like dining, gas and groceries. For some bank-branded cards, users can earn an additional 10 percent deposit bonus when depositing cash back rewards into eligible accounts.

Travel reward card holders earn one mile (equal to 1 percent) per net dollar spent. Some airline-branded cards earn two miles per dollar on purchases with the airline. Non-branded cards earn three miles on bonus categories such as dining and travel.

Travel rewards are redeemable for:

  • Cash back
  • Travel
  • Merchandise
  • Gift cards

When redeemed for cash back, gift cards or travel, TD Bank rewards are worth 1 cent each. Other reward options, such as merchandise, can vary in value.

TD Bank rewards points can be earned without limit and will never expire as long as your credit card account is open and in good standing.

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