Best U.S. Bank Credit Cards of September 2022


U.S. Bank rewards vary by card, but fall into two main categories:

Redemption starts between 1,000 and 5,000 points depending on the redemption option. Points can be used for:

  • Cash back
  • Travel
  • Merchandise
  • Gift cards

The dollar value of your points depends on your redemption choice. For example, for air travel rewards, 20,000 FlexPoints equals up to a $400 ticket value, or one point equals 2 cents. For a car rental, 5,000 points equals a $50 gift certificate, or 1 point equals 1 cent.

You can earn unlimited U.S. Bank rewards points. Points expire five years from the end of the calendar quarter in which they were earned.



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