Best USAA Cards of September 2022


Best feature: Low minimum APR

USAA Rate Advantage Visa Platinum Card

The USAA Rate Advantage Visa Platinum Card offers a low APR and an annual fee of $0. There are retail and travel benefits, as well as special rates for certain military members.

Benefits available with the USAA Rate Advantage Visa Platinum Card include a rental car collision damage waiver, identity theft resolution services and extended warranty coverage.

Best for people who:

  • Can qualify for the lowest APR
  • Don’t want to pay an annual fee
  • Can take advantage of benefits

Best feature: Military base and gas rewards

USAA Cashback Rewards Plus American Express Card

With the USAA Cashback Rewards Plus American Express Card, you can earn bonus cash back for gas, military base purchases and groceries. The card has a $0 annual fee, and you can take advantage of security, travel and retail benefits.

The card earns 5% cash back on the first $3,000 in combined annual purchases at gas stations and military bases. The first $3,000 in annual grocery purchases earns 2% cash back. All other purchases earn unlimited 1% cash back.

Benefits offered by the USAA Cashback Rewards Plus American Express Card include concierge service, a rental car collision damage waiver, identity theft resolution services and extended warranty coverage.

Best for people who:

  • Frequently make gas station or military base purchases
  • Are active-duty members of the military
  • Don’t want to pay an annual fee

Best feature: Flat-rate cash back on all purchases

USAA Preferred Cash Rewards Visa Signature Card

The USAA Preferred Cash Rewards Visa Signature Card offers cash-back rewards for every purchase. There is a $0 annual fee.

You’ll earn 1.5% cash back on all purchases with the USAA Preferred Cash Rewards Visa Signature Card. There is no limit to the amount of cash back you can earn.

This card comes with benefits including access to concierge service, a collision damage waiver for rental vehicles, identity theft resolution services and extended warranty coverage.

Best for people who:

  • Want to earn rewards on every purchase
  • Are active-duty military members
  • Don’t want to pay an annual fee

USAA rewards points can be redeemed for various rewards, which include:

  • Airline travel
  • Merchandise
  • Gift cards
  • Cash
  • Charitable contributions
  • Cruise travel

Most USAA rewards credit cards earn one point per dollar. However, USAA has credit cards that earn up to 5 percent cash back in bonus categories.

USAA rewards points do not transfer to other rewards programs. However, cardholders in good standing can transfer points to another cardholder with an open account in the USAA rewards program.

Your points will never expire as long as your account is open and in good standing. If your account becomes delinquent, your points may be redeemed to reduce your balance. Points are available for 90 days after you close your account, but they are forfeited after this date.

Comparative assessments and other editorial opinions are those of U.S. News
and have not been previously reviewed, approved or endorsed by any other
entities, such as banks, credit card issuers or travel companies. The content
on this page is accurate as of the posting date; however, some of our partner offers may have expired.



Source link

Leave a Comment