Homebridge Mortgage Review | Mortgages and Advice


Homebridge offers a variety of loan options, including:

  • Fixed-rate loans.
  • Adjustable-rate loans.
  • Department of Veterans Affairs loans.
  • Federal Housing Administration loans.
  • U.S. Department of Agriculture loans.
  • Jumbo loans.
  • Investment property loans.
  • Refinancing.
  • Renovation loans.

Borrowers can also get home equity lines of credit from Homebridge in certain states. Other options include loans for nontraditional borrowers, such as self-employed applicants. There are low-down-payment options and first-time homebuyer programs.

You can get rates and information about loan options from Homebridge by submitting personal and financial information through an online form. You can also find a Homebridge loan originator in your area by searching on Homebridge’s website. To get a mortgage, applicants will need to provide information about their past two years’ employment and income. Other required information includes a credit report and recent statements from checking, savings and investment accounts. You will finish up your loan application with the mortgage loan originator after you put in an offer on a home.

What Are Homebridge’s Terms, Fees and Condition?

The minimum down payment on your mortgage will depend on the loan type, but generally ranges from 0% to 20%, according to Homebridge. You can get a conventional loan with a down payment as low as 3%. Closing costs can range from 2% to 5%. Information about loan terms is not available on Homebridge’s website. Your interest rate will depend on factors such as your credit score and the size of your down payment.

Homebridge’s website says the lender offers down payment assistance programs that can help borrowers pay less upfront for their homes.

Homebridge does not disclose a minimum credit score on its website.

Homebridge can originate mortgages in every state except Utah. Homebridge does not offer reverse mortgages in Tennessee or Iowa. HELOCs are available in 35 states and Washington, D.C.

Is your dream home within reach? U.S. News’ mortgage calculator will show you how much house you can afford.

Homebridge has an A- rating from the Better Business Bureau. The company has an excellent rating of 4.8 out of 5 stars from Trustpilot based on more than 3,000 reviews.

Consumers can email customerservice@homebridge.com with questions about loans in process. If you’ve already closed your loan, you can call 844-478-2622 to contact ServiceMac. It’s also possible to submit questions, comments and concerns via an online form.

You can enter information into an online form on Homebridge’s website to start the process. You’ll hear back from the lender with rates and information about relevant loan programs. Homebridge also provides a Consumer Portal you can use to apply for a loan, upload documents and communicate during the mortgage process.

  • Want rate information before applying.
  • Would benefit from the lender’s affordable lending programs.
  • Do not live in Utah.



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